Privacy Policy

This Privacy Policy explains how information is handled on this website, operated by Manny Oloyede, Mortgage Broker (NMLS 1824463), Ultimate Mortgage Brokers LLC (NMLS 2619461), Akron / Cuyahoga Falls Branch. It applies to this public-facing website only. It does not apply to third-party websites, systems, or applications that we link to, including the externally hosted mortgage application.

This page is website legal content provided for review. It is not legal advice and should be reviewed by qualified legal or mortgage compliance counsel before publication.

Information you voluntarily submit

You can browse this website without submitting any personal information. If you choose to use a contact form, question form, review form, Realtor or partner inquiry form, or a mortgage or pre-approval inquiry form, we receive the information you enter, which may include your name, email address, phone number, general location, the type of financing you are exploring, and any notes or questions you provide.

Please do not submit sensitive personal information such as Social Security numbers, dates of birth, account numbers, or income documentation through website forms. Those items belong in the secure mortgage application or in a channel we identify to you directly.

Contact and inquiry forms

Information submitted through website forms is stored in the website's database and delivered by email to the address configured for form submissions so that we can respond to your request. We use it to reply to you, follow up about the inquiry you started, and keep a record of the request.

Mortgage and pre-approval inquiries

A mortgage or pre-approval inquiry submitted through this website is an initial request for a conversation. It is not a loan application, an approval, a pre-approval, or a commitment to lend. Any credit decision depends on a complete application, documentation, credit review, property review, and underwriting approval under the applicable program requirements.

The externally hosted mortgage application

Buttons and links labeled for applying or getting pre-approved lead to a mortgage application hosted by a third-party application provider. Information you enter in that application — including sensitive financial and identifying information — is collected and handled by that provider and the systems used to originate your loan, under their privacy and security practices, not by this public-facing website. This website is not intended to collect that application data, except to the extent it is technically necessary for the application to be displayed or for us to be notified that an application was started.

Please review the application provider's own privacy notice before submitting information there.

Information collected automatically

Like most websites, this site and the infrastructure that hosts and delivers it may automatically receive technical information such as IP address, browser and device type, referring page, pages viewed, and timestamps. Where a form captures the referring page or campaign parameters (for example, UTM values) along with your submission, we use that information to understand how the inquiry reached us.

Cookies and similar technologies

Cookies, local storage, and similar technologies may be used to keep the website working correctly, remember basic session state, and support any analytics or measurement tools that are enabled. Most browsers let you block or delete cookies in your browser settings. Blocking them may affect how parts of the website function.

Website analytics

We may use website analytics tools to understand aggregate traffic and page performance, such as which pages are viewed and how visitors move through the site. We use this information to improve the website's content and usability, not to make credit decisions.

Advertising and conversion tracking

If advertising or conversion tracking is active on this website, a tag or script may record that a form was submitted or that an application was started so we can measure which marketing efforts are effective. Any such tools are subject to the policies of the providers that operate them.

Third-party service providers

We rely on third-party providers to operate this website and communicate with you — for example, website hosting, database and email delivery services, the mortgage application platform, and review platforms. These providers receive only the information needed to perform their function for us and are expected to handle it consistent with their own terms and privacy commitments.

External websites and services

This website links to external resources such as government and agency websites, the NMLS Consumer Access website, lender or partner sites, review platforms, and social media profiles. We do not control those sites and are not responsible for their content or privacy practices.

How information may be used

• To respond to your questions and inquiries.
• To discuss financing options and next steps you asked about.
• To send you information or follow-up communications related to your request.
• To operate, secure, maintain, and improve this website.
• To publish a review only where you submitted it for that purpose and it has been approved.
• To meet recordkeeping, licensing, and other legal or regulatory obligations that apply to us.

How information may be shared

We do not sell information submitted through this website. Information may be shared with the service providers described above, with the parties needed to move a transaction forward when you have asked us to do so, and where required by law, regulation, subpoena, or a lawful request from a regulator or law enforcement.

Data security

Website form submissions are transmitted over an encrypted connection and stored in the website's database with access controls provided by our hosting and database platform. No website or method of transmission can be guaranteed to be completely secure. Please use the secure mortgage application, rather than website forms or email, for sensitive financial information.

Data retention

Inquiries and other submissions are retained for as long as needed to respond to you, to support an ongoing or prior transaction, and to satisfy the recordkeeping obligations that apply to us. You may ask us to delete a website inquiry using the contact details below, and we will honor the request where we are not required to keep the record.

Your privacy choices

You may ask what information from this website we hold about you, ask us to correct it, or ask us to delete it, subject to the retention limits above. Requests can be made using the contact information below. Information you provided directly to the mortgage application provider or to a lender should be addressed to that party.

Communications preferences

If you contact us by form, phone, text, or email, we may reply through the same channel. You can ask us to stop contacting you, or to use a different channel, at any time by replying to a message or using the contact details below. Message and data rates may apply to text messages sent or received.

Children's privacy

This website is intended for adults exploring mortgage financing. It is not directed to children under 13, and we do not knowingly collect information from them. If you believe a child has submitted information, contact us and we will delete it.

State-specific privacy disclosures

[Editable: add any state-specific privacy notices or consumer rights disclosures required for the states in which we are licensed, as confirmed by our compliance counsel.]

Changes to this Privacy Policy

We may update this Privacy Policy as the website, our service providers, or applicable requirements change. The version posted on this page is the current version.

Contact us about privacy

Manny Oloyede, Mortgage Broker — NMLS 1824463
Ultimate Mortgage Brokers LLC — NMLS 2619461
Akron / Cuyahoga Falls Branch
141 Broad Blvd, Ste 102, Cuyahoga Falls, OH 44221
Phone: (216) 816-5215
Email: manny@ultimatemortgage.com

Licensing and lending disclosures

Based in Northeast Ohio. Serving homebuyers and homeowners in OH | KY | NC | PA | SC | TN | TX.

Licensing information is available through the NMLS Consumer Access website. This website is not a commitment to lend. Loan approval is subject to a complete application, credit and property review, and underwriting approval under applicable program requirements. Rates, terms, programs, fees, and eligibility are subject to change without notice. Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.