Mortgage Calculators
Run your numbers before you make an offer
Every calculator here runs on this site, works on a phone, and shows the full picture including taxes, insurance and mortgage insurance where they apply. Results are estimates, not loan terms.
Mortgage Payment Calculator
Loan amount: $225,000
- Principal & interest
- $1,422
- Property taxes
- $267
- Homeowners insurance
- $117
- Mortgage insurance
- $0
- HOA dues
- $0
Estimates only, for illustration. Actual payment, taxes, insurance and terms are determined by your loan approval and are not a commitment to lend.
All calculators
Mortgage Payment Calculator
Estimate principal, interest, taxes, insurance, mortgage insurance and HOA.
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Work backward from income and debts to a realistic price ceiling.
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Compare your current payment against a new rate and term.
Learn more CalculatorCash Out Refinance Calculator
Model a larger loan amount with cash proceeds at closing.
Learn more CalculatorHELOC Calculator
Estimate available line based on value, balance and program limits.
Learn more CalculatorDSCR Calculator
Estimate PITI and the debt service coverage ratio from expected rent.
Learn more CalculatorBuydown Calculator
Model 1-0, 2-1 and 3-2-1 temporary buydowns and their estimated cost.
Learn more Calculator1-0 Buydown Calculator
Model a one year temporary rate reduction.
Learn more CalculatorClosing Cost Estimator
Estimate loan, title and prepaid costs due at closing.
Learn more CalculatorDown Payment Calculator
See the funds needed at each down payment percentage.
Learn moreNumbers look workable?
A written preapproval confirms what an estimate cannot. Approval and terms are subject to underwriting.