Mortgage Calculator

Cash Out Refinance Calculator

Model a larger loan amount with cash proceeds at closing.

Current loan balance

Cash out amount

Current principal & interest

New interest rate (%)

New term (years)

Estimated closing costs financed

New principal & interest$1,632

Estimates only, for illustration. Actual payment, taxes, insurance and terms are determined by your loan approval and are not a commitment to lend.

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Estimate principal, interest, taxes, insurance, mortgage insurance and HOA.

Work backward from income and debts to a realistic price ceiling.

Compare your current payment against a new rate and term.

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Estimate PITI and the debt service coverage ratio from expected rent.

Model 1-0, 2-1 and 3-2-1 temporary buydowns and their estimated cost.

Estimates are a starting point. A review of your documents produces figures you can rely on.