Mortgage Calculator

DSCR Calculator

Estimate PITI and the debt service coverage ratio from expected rent.

Expected monthly rent

Loan amount

Interest rate (%)

Term (years)

Annual property taxes

Annual insurance

Annual HOA dues

Estimated PITI$1,592

Estimates only, for illustration. Actual payment, taxes, insurance and terms are determined by your loan approval and are not a commitment to lend.

Estimated DSCR

1.13

Gross rent divided by PITI. Program minimums vary by investor and are confirmed in underwriting.

Guidance by Manny

Want Manny to look at your numbers?

A calculator gives you an estimate. Manny can help you compare the financing options that may apply to your actual situation.

Estimate principal, interest, taxes, insurance, mortgage insurance and HOA.

Work backward from income and debts to a realistic price ceiling.

Compare your current payment against a new rate and term.

Model a larger loan amount with cash proceeds at closing.

Estimate available line based on value, balance and program limits.

Model 1-0, 2-1 and 3-2-1 temporary buydowns and their estimated cost.

Estimates are a starting point. A review of your documents produces figures you can rely on.