Mortgage Calculator

DSCR Calculator

Estimate PITI and the debt service coverage ratio from expected rent.

Expected monthly rent

Loan amount

Interest rate (%)

Term (years)

Annual property taxes

Annual insurance

Annual HOA dues

Estimated PITI$1,592

Estimates only, for illustration. Actual payment, taxes, insurance and terms are determined by your loan approval and are not a commitment to lend.

Estimated DSCR

1.13

Gross rent divided by PITI. Program minimums vary by investor and are confirmed in underwriting.

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Estimates are a starting point. A review of your documents produces figures you can rely on.