Mortgage Calculator

Mortgage Payment Calculator

Estimate principal, interest, taxes, insurance, mortgage insurance and HOA.

Purchase price

Down payment

Interest rate (%)

Term (years)

Annual property taxes

Annual insurance

Annual mortgage insurance

Annual HOA dues

Loan amount: $225,000

Estimated total monthly payment$1,805

Estimates only, for illustration. Actual payment, taxes, insurance and terms are determined by your loan approval and are not a commitment to lend.

Guidance by Manny

Want Manny to look at your numbers?

A calculator gives you an estimate. Manny can help you compare the financing options that may apply to your actual situation.

Work backward from income and debts to a realistic price ceiling.

Compare your current payment against a new rate and term.

Model a larger loan amount with cash proceeds at closing.

Estimate available line based on value, balance and program limits.

Estimate PITI and the debt service coverage ratio from expected rent.

Model 1-0, 2-1 and 3-2-1 temporary buydowns and their estimated cost.

Estimates are a starting point. A review of your documents produces figures you can rely on.