Mortgage Calculator

Refinance Calculator

Compare your current payment against a new rate and term.

Current loan balance

Current principal & interest

New interest rate (%)

New term (years)

Estimated closing costs financed

New principal & interest$1,385

Estimates only, for illustration. Actual payment, taxes, insurance and terms are determined by your loan approval and are not a commitment to lend.

Guidance by Manny

Want Manny to look at your numbers?

A calculator gives you an estimate. Manny can help you compare the financing options that may apply to your actual situation.

Estimate principal, interest, taxes, insurance, mortgage insurance and HOA.

Work backward from income and debts to a realistic price ceiling.

Model a larger loan amount with cash proceeds at closing.

Estimate available line based on value, balance and program limits.

Estimate PITI and the debt service coverage ratio from expected rent.

Model 1-0, 2-1 and 3-2-1 temporary buydowns and their estimated cost.

Estimates are a starting point. A review of your documents produces figures you can rely on.